Market Forces Impacting Self-funded Employers in 2026

For many self-funded employers, 2026 is shaping up to be a year defined by rising complexity. Healthcare utilization remains elevated, specialty drug costs continue to climb, high-cost claims are occurring more frequently and stop-loss carriers are responding with...

8 Tips for Effective Open Enrollment Communication

Now more than ever, employees are looking to their employers for guidance on navigating their available benefits and how to stretch their dollars further. Many of today’s workers want help understanding how much money to put aside for retirement, emergency savings and...

5 Midyear Employee Benefits Trends to Monitor

The middle of the year is an ideal time to evaluate benefits strategy and recalibrate plan design, vendor partnerships and cost-containment efforts to close out the year strong or prepare for the 2027 open enrollment season. As such, understanding the current state of...

Stop Overpaying: Reconciliation Guide for Employers

For many fully insured employers, carrier invoices arrive monthly with little scrutiny and a lot of trust. That trust can be costly. Industry data shows that roughly 5% of monthly premium spend is due to billing errors. Left unchecked, these errors compound month...

How Chronic Conditions Are Driving Healthcare Spending

Chronic conditions are no longer just a clinical concern; they are one of the most powerful forces shaping the U.S. healthcare system and its rising costs. Chronic conditions such as heart disease, cancer, diabetes, Alzheimer’s disease and mental health conditions...