Stop Overpaying: Reconciliation Guide for Employers

For many fully insured employers, carrier invoices arrive monthly with little scrutiny and a lot of trust. That trust can be costly. Industry data shows that roughly 5% of monthly premium spend is due to billing errors. Left unchecked, these errors compound month...

How Chronic Conditions Are Driving Healthcare Spending

Chronic conditions are no longer just a clinical concern; they are one of the most powerful forces shaping the U.S. healthcare system and its rising costs. Chronic conditions such as heart disease, cancer, diabetes, Alzheimer’s disease and mental health conditions...

PwC Projects 9% Healthcare Cost Trend Increase for 2027

PwC’s annual medical trend report projects that the commercial healthcare cost trend is expected to rise to 9% in 2027, the highest figure in 17 years. It’s driven in part by increased adoption of artificial intelligence (AI) billing tools by providers. The medical...

HSA/HDHP Limits Will Increase for 2027

On May 29, 2026, the IRS released Revenue Procedure 2026-24 to provide inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2027. The IRS is required to publish these limits by June 1 of each year. These...

Mental Health Benefits

More than 1 in 5 Americans have diagnosable mental disorders at some point in their lives, yet only about half of those individuals receive professional mental health treatment. One major determinant of an individual’s access to mental health care is whether he or she...

Helping Employees Navigate Common Benefits Issues

Throughout the year, employees are likely to run into issues with their benefits. These may include denied claims, billing issues or questions about coverage. While plan details and coverage vary by insurer, employees often encounter similar concerns regardless of...